Rodgers Insurance Agency – Privacy Policy
Last updated: July 2026
Rodgers Insurance Agency (“we,” “our,” “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, request a quote, or obtain insurance products or services through us.
Because we work with insurance carriers—including Farmers Insurance and its affiliates—we follow privacy practices that meet both federal and state requirements. When carrier‑specific rules are more protective, we comply with those standards as well.
1. Information We Collect
We may collect personal information about you and members of your household when you request insurance quotes, purchase a policy, or interact with our website. The categories of information we may collect include:
Personal Identifiers
Name, address, email, phone number, date of birth, Social Security number, driver’s license number, account identifiers, IP address, and other government‑issued identification numbers.
Personal Characteristics
Gender, demographic information, marital status, medical or health‑related information, driving record, and similar details.
Commercial Information
Insurance policy numbers, property details, claims history, products or services purchased or considered, and payment history.
Biometric Information
Voice recordings or photos when required for service or identity verification.
Internet or Network Activity
Website interactions, browser type, IP address, cookies, and online advertising engagement.
Geolocation Data
Approximate location derived from IP address or device information.
Audio, Electronic, or Visual Information
Call recordings, voicemail messages, or video interactions.
Professional or Educational Information
Employment details, job titles, work history, or education information when relevant to underwriting.
Inferences
Preferences, behaviors, and tendencies used to provide relevant insurance products or services.
Sensitive Personal Information
Social Security number, driver’s license number, financial account numbers, precise geolocation, or communications with us.
2. How We Collect Information
We may collect information from:
Applications, quote forms, and other documents you provide
Your transactions with us or our partner carriers
Website visits, mobile applications, and online advertisements
Consumer reporting agencies (e.g., motor vehicle records, credit reports)
Insurance support organizations
Medical professionals when required for life, disability, or long‑term care products
3. How We Use Your Information
We use your personal information to:
Provide, service, and maintain insurance products
Authenticate your identity and maintain your preferences
Process claims, payments, and policy changes
Detect and prevent fraud
Conduct analytics, research, and product improvement
Apply discounts and determine eligibility
Provide relevant marketing or product recommendations
4. How We Protect Your Information
We maintain physical, electronic, and procedural safeguards that meet regulatory standards. Access to personal information is restricted to employees, agents, and service providers who need it to deliver insurance products or services.
5. Information We Share
We may share your information:
With insurance carriers to process quotes, applications, claims, and policy servicing
With affiliates and service providers who assist in marketing, billing, data processing, or customer service
With financial institutions or partners as permitted by law
With consumer reporting agencies and insurance support organizations
As required or permitted by federal or state law
If your insurance is provided through an employer or benefit plan, we follow that organization’s privacy restrictions.
We continue to protect and share your information as described even after you are no longer a customer.
6. Your Privacy Choices (Opt‑Out Rights)
Some insurance carriers allow you to opt out of sharing certain consumer report information with their affiliates. These options vary by carrier:
Farmers Insurance customers: You may request an opt‑out form by calling 1‑800‑327‑6377.
Bristol West customers: Use the opt‑out form included with your policy documents.
21st Century customers: Follow the opt‑out instructions included with your policy documents.
California Residents (CCPA)
We do not sell personal information. However, California residents may submit a request to opt out of any potential sale by calling 1‑855‑327‑6548 or visiting the carrier’s CCPA page.
7. Data Retention
We retain personal information only as long as necessary to provide services, meet legal obligations, or comply with internal policies.
8. Website & Mobile Data
Our website may use cookies, analytics tools, and tracking technologies to improve user experience and marketing relevance. If you submit information through online forms, that data is protected under this Privacy Policy and applicable carrier privacy rules.
9. Changes to This Policy
We may update this Privacy Policy periodically. If changes affect how your information is shared, we will provide notice and, when required, offer opt‑out or opt‑in options.
10. Contact Us
If you have questions about this Privacy Policy or your privacy rights, contact:
Rodgers Insurance Agency Frederick, Colorado Email: service@rodgersinsuranceagency.com Phone: 303-647-7656
